English
Property4U guides you through the whole journey: from analyzing your profile to financing approved by Portuguese banks. Tax number (NIF), bank account and paperwork — we handle it for you, wherever you are.
Our algorithm analyzes your criteria and shows you the properties that best match your goals and financial capacity.
See the status of your financing from start to finish, with a clear, transparent timeline of every step.
From first contact to homeowner with minimal red tape. We take care of the bank, the tax side and the legal side for you.
A few quick details about your goals and property preferences.
A detailed form to understand your financial profile and your needs.
Receive recommended properties and an indicative credit pre-approval.
Follow everything through to closing, with the bank, the NIF and the legal work taken care of.
Illustrative logos — to be replaced by the actual partner banks.
Yes. We work with Portuguese banks that lend to non-residents. We take care of the NIF, the bank account and fiscal representation — you don’t need to be in the country to get started.
For non-residents, banks usually lend up to 70–80% of the appraised value. That means a down payment of 20–30% or more, plus the acquisition costs (taxes and deed).
Yes, and we help you get both remotely, with no need to travel at this stage of the process.
Our advisory service is included. But getting the NIF remotely requires a certified power of attorney, and the official bodies charge for it: plan on €150 to €400, over 7 to 21 days. Anyone who can go in person to the tax office (Finanças) in Portugal gets the NIF on the spot, free of charge. We show you both options and the current costs before you decide.
On average 60 to 90 days between pre-approval and closing, depending on the bank, the paperwork and the property you choose.
No. Filling in the form and getting the initial analysis of your profile is free and with no obligation.
Fill in the form below to start your journey — free and with no obligation.
Português (BR)
Português (PT)